As a courtesy to our families, we submit all claims to your primary insurance company and accept assignment of insurance benefits. We do not accept secondary insurance policies. Families with managed care must pay their copay at the time services are rendered as stated in your benefits plan. For your convenience, we can apply your copayment to a major credit card with your authorization on file. If your insurance has not paid the full balance within 45 days, then the balance of your account will be transferred to your responsibility. Please be advised that some (and perhaps all) of the services we render may be considered “non-covered” by your insurance company. In this case, they are not considered necessary and thus are not covered under your medical insurance plan. You are personally responsible for payment of these non- covered services.

Insurance is a contract between you and your insurance company. We are not party to this contract unless you have a managed care plan. You are responsible for the timely payment of your account.

We understand that families may undergo financial hardship so we offer payment plans with a credit or debit card. Your first payment will be due upon signing the written agreement. Payment amounts will be based on the amount owed. No payment plan will be given to amounts less than $25. If your payment plan is in default, the balance will be due in full. Failure to pay may result in further collection activity or dismissal from the practice.